Fixed rates
30 Year Fixed Rate Program30
year fixed mortgage is a
type of mortgage loan that
is repaid by the borrower
making 360 equal monthly
payments over a pe ...
Variable rate mortgage
The Variable-Rate Mortgage
is offered at the prime rate
less 0.25%1 and is adjusted
every month. That way, you
enjoy a discount on the
lowest possible ...
Capped rate mortgage
This is a mortgage that is
guaranteed not to rise above
a specific rate (the 'cap')
within a set period. Unless
this is combin ...
Remortgage rates
For many people, their home
is their biggest investment
and source of savings. When
they need to borrow money
for major expens ...
Self certification
This is a mortgage where a
borrower states their income
and signs a confirmation of
their ability to repay a
loan, without hav ...
Cashback mortgages
This is a mortgage in which
the Lender refunds a sum of
money, either as a
percentage of the loan or a
flat figure, to the borrower
upon completion. W ...
Buy-to-let mortgage
Whether you are buying your
first buy-to-let property or
you are a portfolio investor
there is some financial
information you ...
Commercial mortgages
We offer commercial loan
programs to suit nearly
every borrower and property
type. Successful commercial
real estate financing is
dependent upon the a ...
Arm's 1, 3,
5, 7, 10 Year Adjustable
Rate Loan ProgramsAn
Adjustable Rate Mortgage
(ARM) is a mortgage loan
that is most widely known
for its low starting i ...
Jumbo A jumbo
mortgage is a mortgage loan
which is larger than the
limits set by Fannie Mae and
Freddie Mac ($322,700 as of
1/1/2003). Since these two
agenc ...
Bad Credit Ok
Your credit report may be
full of dings, compounded
with a history of
foreclosure and bankruptcy,
but you may still get a loan
for home purchase, refi ...
Refinancing
For many people, their home
is their biggest investment
and source of savings. When
they need to borrow money
for major expenses, or to
pay off accumu ...
125% Ltv This
popular loan program is a
great way to reduce your
monthly payments by allowing
you to consolidate those
high rate credit cards and
installment l ...
100-102% Ltv
Looking for a 100% financing
on your new home mortgage?
We have several lenders who
can offer you this excellent
type of loan program. Some
even allow ...
Interest Only
This type of loan program is
for those who would like to
significantly lower their
mortgage payments by
allowing you to pay only the
interest on the l ...
Home Equity A
home equity line is a form
of revolving credit in which
your home serves as
collateral. Because the home
is likely to be a consumer's
largest asset, ...
No Doc - Limited
Our No-Doc/Limited Doc Loan
programs offer self-employed
business owners an easy way
to qualify for a mortgage.
We have several lenders who
offer very ...
Stated Income
Our "stated" income program
is a loan program offered by
many of our lenders. This
program is great for
self-employed borrowers and
allows you to "Sta ...
Construction
Whether you're planning to
build your dream home or
just thinking about it, we
can help. We can answer your
questions, and guide you
through the loan ...